snappe

my dorm room spun s

nd pale, cut thr

I didn' t kn

tidal wave of memo

ry, but a who

ty sister, smiled just like that

m, disguised as

bank deta

nd loan in my name

piling up like d

,0

o help, pushing me int

ily's b

ent to Havenwood, to my p

sh

already bad, getting

rs in our

the police officer' s

accident. My

to rage, a fi

tany. The argume

ll

kne

somehow,

loans were illegal, a

that cam

sat bolt upright in b

textbooks on the desk, a

eal. I w

on my wall. S

it all

ny first menti

k on t

od ran

You in

voice, sweet

er head in, blonde hair perfect, a bri

stressed in class yesterd

yes, bright and predatory

it. The

ark, worried about tuition

, I knew

every

as vivid, brand

, I heard about this super easy online loan thing. Sw

t was.

had been reli

ld, hard knot of determin

to pla

ents. For

fe they st

to make my eyes wide wit

ed, injecting a tremor into my