at he is really the person to whom the money should be paid. It must be remembered however, that a cheque drawn to order and then indorsed in blank by the payee is really payable to bearer, and if th

as to insure payme

ace of the cheque. For instance, if you should send a cheque to John Brown, St. Louis, it might possibly fall into the hands of the wrong John Brow

on the back of your cheque, and you will not likely have trouble in getting it cashed at the bank where your friend keeps his account. By placing his signature upon the back of the cheque he guarantees the ba

SING

eques note the

the back-no

ches from the top of the back; if it is not the first i

up; the top of the back i

e custom, over your signature. This is hardly necessary if you are taking the cheque yourself to the bank. A cheque with a simple or blank indorsement on the back is payable to bearer, and if lost

n by indorsing, write "Pay to ______(name)______ or order," and

loosely. Such cheques are payable to

ld it a day or two, write over the indorsement the words "Pay to the order of (yourself-writing your own name)." This is all

r not depends upon the regulations of the clearing-house in the particular city in which they are offer

ion, write first the name of the company (this may be stamp

ar person, write his name, followed by your own, followed

n name)." This may be done by a junior member of a concern when the person autho

A story is told of a woman who received a cheque from her husband, an